Where to Invest…
The December Hometrack UK Cities Report reveals Liverpool was the top performing UK city of Q4 2016 – with property prices rising 3% in the three months to December. Year on year prices are up 7%. Investors are increasingly shifting their focus from London to the UK’s regional cities where yields are much more attractive, […]
Property market opinions- Samuel J Richards – Property Consultant- Focus on Capital Growth
Following on from my last article -Why Property ? , today I am focusing on capital growth. Any investor will consider future market value before making a property purchase. The hope of course is that the market will rise and the value of the property will increase. In economic upturns, and in markets such as London, there […]
Where does the government borrow billions from?
How does the government borrow money? The government borrows money by selling bonds. A bond is a promise to pay someone money in the future. Most bonds also require the borrower to make regular interest payments until the repayment date. So it’s basically an interest-paying “IOU”. Government bonds – known as “gilts” – are appealing […]
What does the Pound falling mean
1. Higher prices A fall in the value of the pound will increase the price of goods and services imported into the UK from overseas. That’s because when the pound is weak against the dollar or euro, for example, it costs more for companies in the UK to buy things such as food, raw materials […]
Prices fall though likely more due to holidays than rate rises
A drop in asking prices is to be expected this month, as the market returns towards normal seasonal patterns after a frenzied two years, and many would-be home movers become distracted by the summer holidays. Indeed, for those that can, this may be their first summer holiday abroad since before the pandemic. Sellers who want […]
A brand new insurance service and the same great deals
We have some exciting developments in the pipeline that we would like to share with you. From 1st October 2020, we will be launching a brand new insurance service with a fully dedicated team, providing clients with Home Insurance, Landlord Insurance & Rent Guarantees, Tradesman’s Policies ( including Public Liability), Property Insurance for Portfolio Landlords […]
Business to continue as usual
In light of government guidance on 16th March, the team here at City Mortgage Solutions have discussed our current position on face-to-face meetings with clients. Until further notice, our staff will work remotely in order to protect their wellbeing, the wellbeing of our clients and the wider community. We would like to stress however that […]
City Property Solutions – Estate Agency Referral Service
City Mortgage Solutions have led the way as an independent, whole of market mortgage broker for 13 years successfully conducting over 250 million pounds of lending every year for our many thousands of clients. We understand the property market well, given that our team of 25 brokers have a combined experience of over 200 years […]
Smart Health for clients of AIG Protection services
Protection provider AIG has recently added a really useful new benefit to their policy. The benefit is included in many of our clients’ current plan premiums and its called Smart Health. What is Smart Health? Smart Health is a convenient way to connect customers to the healthcare they need – from on-demand consultations with UK based […]
The importance of taking out life protection
Here at City Mortgage Solutions, we make a point of speaking to our clients about the importance of taking out life protection as part of any mortgage loan. Our job is not just to arrange finance, but also to offer advice on how our clients can protect that loan should any unforeseen situations arises. One […]