More than half of UK adults don’t have life insurance – is it something you’ve ever checked?
Life insurance isn’t something most people talk about day to day. In fact, it’s often pushed right to the bottom of the list or never looked at at all. But recent industry research suggests that more than half of UK adults don’t have life insurance in place and a further proportion aren’t even sure whether […]
Life Cover and Your Mortgage: Why Most People Put It Off
Life Cover and Your Mortgage: Why Most People Put It Off Nobody likes thinking about worst case scenarios. Especially not when you are in the middle of one of the most exciting things you will ever do, buying a home, starting a life somewhere, building something that is genuinely yours. So it makes complete sense […]
Standard Variable Rate: Why Remortgaging Late Costs You
Standard Variable Rate: Why Remortgaging Late Costs You If your fixed rate deal is ending soon and you have not sorted a new one, there is a date worth circling. The day your deal expires, you do not just lose your old rate. Your lender moves you onto its standard variable rate automatically, whether you […]
Nationwide Mortgage Rate Cut: What It Means For Your Situation
Nationwide Mortgage Rate Cut: What It Means For Your Situation The Nationwide mortgage rate cut taking effect on 18 August takes up to 0.15% off their two, three and five year fixed deals, for new and existing customers alike. It is their second round of cuts this month, and it brings their lowest rate for […]
Mortgage Deal Ending? Your 12-Month Countdown
Mortgage Deal Ending? Your 12-Month Countdown A mortgage deal ending is one of those things that feels a long way off right up until it is three weeks away and you are scrambling. It is also one of the few financial deadlines where doing nothing has a guaranteed cost, because if you let it lapse […]
Buying a Home in 2026: 5 Things Worth Thinking About
Buying a Home in 2026: 5 Things Worth Thinking About Buying a home in 2026 has been a stop-start experience for a lot of people. Rates went up when everyone expected them to come down, there was a change of Prime Minister, and the Budget has generated more speculation than usual. If you still want […]
Andy Burnham Housing Plans: What They Actually Mean For You
Andy Burnham Housing Plans: What They Actually Mean For You Andy Burnham housing announcements have been generating headlines since he became Prime Minister on 20 July, and with the Budget landing on 28 October there will be plenty more between now and then. Most of it is speculation, some of it is confirmed, and telling […]
Section 21 Abolished: What Landlords Need To Do Now
Section 21 Abolished: What Landlords Need To Do Now Section 21 abolished. Two words that changed the private rented sector more than anything since 1988. Most of the Renters’ Rights Act took effect on 1 May 2026, and enough time has now passed to look at what actually changed rather than what was predicted. We […]
First-Time Buyer Borrowing: How Much Can You Get in 2026?
First-Time Buyer Borrowing: How Much Can You Get in 2026? First-time buyer borrowing limits have moved, and if you last worked out your budget in 2023 or 2024, the number you wrote down is almost certainly wrong. Two changes to how lenders assess affordability have worked through the market since early 2025, and between them […]
Mortgage Rates on the Rise Again… Here’s What It Means If You’re Mid-Application
Mortgage Rates on the Rise Again… Here’s What It Means If You’re Mid-Application Keeping half an eye on mortgage rates this week? You’ll have noticed a few big names moving the wrong way. Halifax and Barclays have raised rates across large parts of their ranges. HSBC has followed suit. It comes just days after NatWest, […]