Why you should be looking at your Critical Illness Cover


With the effects of the current lockdown situation affecting many of us, it is more important than ever to make sure that you have the adequate cover in place to protect you and your family should anything happen to you.

What is Critical Illness Cover?

Critical illness cover is a type of insurance that pays out a tax-free lump sum if you’re diagnosed with, or undergo surgery for, a critical illness that meets with your critical illness policy during the period of cover

It’s designed to help support you and your family financially while you deal with your diagnosis – so you can focus on your recovery without worrying about how the bills will be paid.

Key points:

  • – Current standing with insurers is that you will be able to claim against Covid-19 on your Critical Illness policies but this could change at any time.
  • – If you need a new insurance policy, your broker can advise you on levels of cover that don’t require a nurse screening or a GP report.
  • – Your broker can review existing policies to ensure they are suited to your current requirements and budget.
  • – As an independent whole of market provider, your broker can offer free, impartial advice.

Please feel free to contact your City Mortgage Solutions broker or contact us directly here at head office to speak to a member of our team.