Whole-of-market mortgage and protection advice for buyers and homeowners across Sheffield and South Yorkshire, by phone and video, from a UK-wide team who know the local market.
Looking for a mortgage broker in Sheffield? We'll be straight with you: City Mortgage Solutions Group doesn't have an office in the town centre. What we do have is a whole-of-market advice team who work with Sheffield buyers every week, by phone, video and email, around your schedule.
The mortgage market is national, so the lenders and rates open to you are exactly the same as any local broker can access. What matters is the quality of the advice and knowing your market, and that works just as well over a video call.
You won't be passed around a call centre. You'll be matched to one of our experienced advisers and stay with them from first call to completion.
Martin is known for catching the details that cause problems later, nothing gets missed between offer and completion.
Helen works with growing families, weighing up school catchments and commutes alongside the numbers.
Ozge handles first purchases and more involved cases alike, with calm, thorough advice and an eye for the detail lenders care about.
Every adviser is CeMAP-qualified and advises across the whole of the market by phone and video.
A quick read on local prices, useful in one of the UK's more affordable core cities.
Indicative averages based on recent local market data. Please confirm current figures with ONS / HM Land Registry before publishing.
Three simple steps, jargon translated, and one adviser who stays with you from first call to completion.
A first flat in Kelham Island or a family move to Nether Edge? We'll talk through your budget and options, with no obligation and evening slots available.
We compare more than 90 lenders, recommend the right one in plain English, and arrange your agreement in principle so you can move quickly in a competitive market.
We handle the paperwork, chase the lender for updates, and liaise with your solicitor right through to completion across South Yorkshire.
From regenerated loft apartments in Kelham Island to family homes in Nether Edge and out toward the Peak District, here's the local picture we factor in.
Sheffield's economy has shifted from steel to advanced manufacturing, anchored by the AMRC and its Boeing partnership, alongside a growing digital sector. A ready agreement in principle helps you compete for the right home.
We'll estimate your Stamp Duty Land Tax, including first-time-buyer relief and the surcharge on second homes, as part of your total costs before you offer.
The University of Sheffield and Sheffield Hallam University keep Crookes and Broomhill busy with student lets. We arrange buy-to-let and HMO mortgages, in personal names or through a limited company.
Sheffield's price-to-earnings ratio is notably better than the England and Wales average, a genuine opening for first-time buyers compared with many other regional cities.
Going direct isn't wrong. It's just one lender's shelf, and here's what changes with our advisers on your side.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Select an area to see the kind of buyers we help there. Wherever you are, distance is never a barrier to genuinely good advice.
Regenerated loft apartments in a former industrial quarter, popular with young professionals.
Rated 5.0 on Google by clients across the UK, including these, who bought without us ever needing to be in the room.
“We honestly can’t thank Leanne enough for everything she’s done for us throughout the mortgage process. From the very beginning, she was so helpful, reassuring, and always there to answer any questions we had.”
“This is now the third time I’ve used Roy at City Mortgage Solutions, and once again he has been absolutely outstanding. His professionalism, knowledge, and attention to detail are second to none.”
“Gary Hazeltine helped me with my remortgage and I couldn’t be happier with the service. He was approachable, patient, and always happy to answer questions, no matter how small.”
No. We're a UK-wide brokerage rather than a high-street Sheffield office, and we advise buyers across the city and South Yorkshire every week by phone and video. The mortgage market is national, so your lenders and rates are the same as any local broker's; the difference is the quality of advice.
Yes. Most Sheffield clients prefer it now. You share documents securely online, book appointments around work including evenings, and deal with the same adviser throughout.
Yes. We advise across Sheffield and South Yorkshire, from loft apartments in Kelham Island to family homes in Nether Edge and Hillsborough, and out to Dore. Local prices, property types and demand feed into your advice.
Yes. With two universities and a growing advanced-manufacturing sector, Sheffield has strong HMO, buy-to-let and contractor demand. We match complex or rental income to the lender most likely to say yes.
Your first consultation is free and without obligation. Any fee on your case is explained clearly and in writing before you commit.
Typically four to four-and-a-half times income, with deposit, credit and affordability all playing a part. We'll give you an accurate figure and an agreement in principle, usually within a few working days.
Usually within 24 hours, by phone or video and including evenings, so you're offer-ready when the right Sheffield home appears.
Tell us when suits and one of our advisers will be in touch within one working day, or message us on WhatsApp. Evening appointments available, around your schedule.
An adviser will call you back within one working day.
