A coastal market
Bournemouth's beaches and lifestyle draw buyers, downsizers and second-home owners. Demand for the right flats and homes stays high.
How we work with Bournemouth buyers
No high-street office, just a trusted mortgage broker in Bournemouth.
Looking for a mortgage broker in Bournemouth? We'll be straight with you: City Mortgage Solutions Group doesn't have an office on the seafront. What we do have is a whole-of-market advice team who work with Bournemouth buyers every week, by phone, video and email, around your schedule.
The mortgage market is national, so the lenders and rates open to you are exactly the same as any local broker can access. What matters is the quality of the advice and knowing your market, and that works just as well over a video call.
Lenders compared
90+
Whole of market
Google rating
5.0
From UK-wide clients
Initial consultation
Free
No obligation
Appointments
Flexible
Evenings available
The advisers you'll work with
A dedicated team for your Bournemouth move
You won't be passed around a call centre. You'll be matched to one of our experienced advisers and stay with them from first call to completion.
Stuart is who the team turns to for trickier cases: larger loans, unusual income and anything the high street calls complicated.
Nazir advises on complex cases and protection, making sure the mortgage and the cover behind it both hold up if life changes.
Lisa guides first-time buyers from the first deposit question to completion day, with clear, patient advice and no pressure at any stage.
Every adviser is CeMAP-qualified and advises across the whole of the market by phone and video.
Bournemouth market snapshot
The Bournemouth market at a glance
A quick read on local prices to help you budget before you start viewing.
Average sold price~£330kBournemouth
First-time buyer~£280kTypical FTB price
Home-mover average~£375kTypical mover price
Typical flat~£235kCoastal flats
Indicative averages based on recent local market data. Please confirm current figures with ONS / HM Land Registry before publishing.
Simple from the first call
Bournemouth advice that comes to you
Three steps, no jargon, and one adviser from your first call to the day you get the keys.
1
A free first conversation
A first flat in Winton or a coastal move to Southbourne? We'll cover your budget and the options, with no obligation and evening slots available.
2
The whole market, compared
We compare more than 90 lenders, recommend the right fit in plain English, and arrange your agreement in principle so you're ready to offer.
3
Managed through to completion
We handle the paperwork, chase the lender for updates, and liaise with your solicitor right through to completion across Dorset.
Local knowledge that matters
Buying in Bournemouth: what we see in your market
From seafront apartments to family homes inland, with a strong coastal and retirement market, here's the local picture we factor in.
Stamp Duty (SDLT)
We'll estimate your Stamp Duty Land Tax, including first-time-buyer relief and the surcharge on second homes, as part of your total costs before you offer.
Flats, leasehold & conversions
Much of the coastal stock is flats, including period conversions. Lease length and construction affect lending, and we steer you to lenders comfortable with them.
Students & rentals
Bournemouth University and a busy rental market keep demand strong for flats and HMOs. We advise buyers and landlords alike.
Why use a broker
Your own bank offers its products. A broker compares the market.
Going direct to one lender is fine. It's simply a single shelf, and here's what changes when our advisers work for you.
With City Mortgage Solutions
Whole of market- Deals compared across 90+ lenders, including broker-only rates
- Advice on which lender suits your income, deposit and credit profile
- Agreement in principle before you offer, so you're ready to move fast
- Application managed end-to-end, alongside your solicitor and agent
- Protection reviewed alongside the mortgage, not as an afterthought
Going direct to one bank
- Only that bank's own products, however the wider market compares
- You self-select the lender before knowing if their criteria fit you
- Appointment lead times set by branch and call-centre availability
- Progress-chasing across bank, valuer and solicitor sits with you
- A declined application can leave a mark before you try elsewhere
Your home may be repossessed if you do not keep up repayments on your mortgage.
Where our Bournemouth clients buy
Across Bournemouth and Dorset
Select an area to see the kind of buyers we help there. Wherever you are, distance is never a barrier to genuinely good advice.
Where we help
Town Centre
Town-centre and seafront apartments, popular with first-time buyers, downsizers and investors drawn to the coast.
Access to over 90 lenders, including
Authorised and regulated by the Financial Conduct Authority
HalifaxNationwideNatWestSantanderHSBCBarclaysSkiptonAccordCoventryVirgin MoneyAldermoreLeeds BSTSBPreciseKent RelianceKensingtonHalifaxNationwideNatWestSantanderHSBCBarclaysSkiptonAccordCoventryVirgin MoneyAldermoreLeeds BSTSBPreciseKent RelianceKensington
What clients say
Local buyers, advised remotely
Rated 5.0 on Google by clients across the UK, including these, who bought in Bournemouth without us ever needing to be in the room.
★★★★★5.0 rating on Google Reviews
“This is now the third time I’ve used Roy at City Mortgage Solutions, and once again he has been absolutely outstanding. His professionalism, knowledge, and attention to detail are second to none.”
“Gary Hazeltine helped me with my remortgage and I couldn’t be happier with the service. He was approachable, patient, and always happy to answer questions, no matter how small.”
“We have been using Stephen Wright at City Mortgage Solutions for advice and assistance with our mortgages, life insurance and income protection since 2015, and I cannot recommend him highly enough.”
Common questions
Bournemouth mortgage questions, answered straight
No. We're a UK-wide brokerage rather than a high-street Bournemouth office, and we work with buyers across the town and Dorset every week by phone and video. The mortgage market is national, so your lenders and rates are the same as a local broker's; the value is in the advice and the legwork.
Yes. Most Bournemouth clients prefer it now. Documents are shared securely online, appointments fit around work including evenings, and you stay with one adviser throughout.
Yes. We advise across Bournemouth and Dorset, from seafront flats in Boscombe and Southbourne to family homes inland, and out to Christchurch and Poole. Local prices, leasehold quirks and demand all feed into your advice.
Yes. Much of the coast is flats, including period conversions and second homes. Lease length and construction affect lending, and we match you to a lender comfortable with the property and your plans.
Your first consultation is free and without obligation, and any fee on your case is explained clearly and in writing before you commit.
Typically four to four-and-a-half times income, with deposit, credit and affordability all counting. We'll confirm a figure and an agreement in principle, usually within a few working days.
Usually within 24 hours, by phone or video and including evenings, so you're offer-ready quickly.
Free, no-obligation consultation
Let’s find a time that works for you.
Tell us when suits and one of our advisers will be in touch within one working day, or message us on WhatsApp. Evening appointments available, around your schedule.
Thanks, request received.
An adviser will call you back within one working day.