An advanced-manufacturing hub
Coventry's advanced-manufacturing heritage and its two large universities keep demand strong across the city. A ready agreement in principle helps you compete.
How we work with Coventry buyers
No high-street office, just a trusted mortgage broker in Coventry.
Looking for a mortgage broker in Coventry? We'll be straight with you: City Mortgage Solutions Group doesn't have an office in the town centre. What we do have is a whole-of-market advice team who work with Coventry buyers every week, by phone, video and email, around your schedule.
The mortgage market is national, so the lenders and rates open to you are exactly the same as any local broker can access. What matters is the quality of the advice and knowing your market, and that works just as well over a video call.
Lenders compared
90+
Whole of market
Google rating
5.0
From UK-wide clients
Initial consultation
Free
No obligation
Appointments
Flexible
Evenings available
The advisers you'll work with
A dedicated team for your Coventry move
You won't be passed around a call centre. You'll be matched to one of our experienced advisers and stay with them from first call to completion.
Bhupinder advises landlords and buy-to-let clients, from a first rental to a growing portfolio, in personal name or through a limited company.
Chris specialises in buy-to-let and HMO portfolios, comfortable with the more complex landlord cases.
Ganga helps buyers and remortgagers find a genuinely better deal, and is known for quick, clear answers whenever you need one.
Every adviser is CeMAP-qualified and advises across the whole of the market by phone and video.
Coventry market snapshot
The Coventry market in numbers
A quick read on local prices, useful in a fast-changing West Midlands market.
Average sold price~£245kCoventry
First-time buyer~£215kTypical FTB price
Home-mover average~£275kTypical mover price
Typical flat~£127kTown flats
Indicative averages based on recent local market data. Please confirm current figures with ONS / HM Land Registry before publishing.
Simple from the first call
Coventry advice, on your schedule
Three simple steps, jargon translated, and one adviser who stays with you from first call to completion.
1
A free intro call or video
A first flat near the centre or a family move to Earlsdon? We'll talk through your budget and options, with no obligation and evening slots available.
2
Whole-of-market search
We compare more than 90 lenders, recommend the right one in plain English, and arrange your agreement in principle so you can move quickly in a competitive market.
3
Managed through to completion
We handle the paperwork, chase the lender for updates, and liaise with your solicitor right through to completion across Warwickshire.
Local knowledge that matters
Buying in Coventry: what we see in your market
From riverside apartments to family homes in the suburbs, in a busy advanced-manufacturing and university-linked jobs market, here's the local picture we factor in.
Stamp Duty (SDLT)
We'll estimate your Stamp Duty Land Tax, including first-time-buyer relief and the surcharge on second homes, as part of your total costs before you offer.
Professionals & contractors
Many local buyers are contractors or have complex income. Lenders treat day rates and bonuses differently, and we match you to one that reads your income the right way.
Local prices, flats & houses
Coventry sits below the national average, spanning postwar suburbs, university-adjacent new-build and a lower-cost city-centre flat market. Getting the right lender and a realistic budget matters.
Why use a broker
A single lender shows its range. We show the whole market.
Going direct isn't wrong. It's just one lender's shelf, which matters in a higher-value market, and here's what changes with our advisers on your side.
With City Mortgage Solutions
Whole of market- Deals compared across 90+ lenders, including broker-only rates
- Advice on which lender suits your income, deposit and credit profile
- Agreement in principle before you offer, so you're ready to move fast
- Application managed end-to-end, alongside your solicitor and agent
- Protection reviewed alongside the mortgage, not as an afterthought
Going direct to one bank
- Only that bank's own products, however the wider market compares
- You self-select the lender before knowing if their criteria fit you
- Appointment lead times set by branch and call-centre availability
- Progress-chasing across bank, valuer and solicitor sits with you
- A declined application can leave a mark before you try elsewhere
Your home may be repossessed if you do not keep up repayments on your mortgage.
Where our Coventry clients buy
Across Coventry and Warwickshire
Select an area to see the kind of buyers we help there. Wherever you are, distance is never a barrier to genuinely good advice.
Where we help
Coventry City Centre
The central hub, with cathedral-quarter regeneration and mixed city-centre apartments.
Access to over 90 lenders, including
Authorised and regulated by the Financial Conduct Authority
HalifaxNationwideNatWestSantanderHSBCBarclaysSkiptonAccordCoventryVirgin MoneyAldermoreLeeds BSTSBPreciseKent RelianceKensingtonHalifaxNationwideNatWestSantanderHSBCBarclaysSkiptonAccordCoventryVirgin MoneyAldermoreLeeds BSTSBPreciseKent RelianceKensington
What clients say
Local buyers, advised remotely
Rated 5.0 on Google by clients across the UK, including these, who bought without us ever needing to be in the room.
★★★★★5.0 rating on Google Reviews
“We have been using Stephen Wright at City Mortgage Solutions for advice and assistance with our mortgages, life insurance and income protection since 2015, and I cannot recommend him highly enough.”
“I am exceptionally impressed with the service Helen Jones provided. She is, without doubt, one of the most knowledgeable and highly proficient mortgage advisors I have ever worked with.”
“Ganga has been incredibly supportive over the years, and I’ve built a very strong relationship with her, assisting me with all mortgage/re-mortgage/BTL solutions.”
Common questions
Coventry mortgage questions, answered straight
No. We're a UK-wide brokerage rather than a high-street Coventry office, and we advise buyers across the town and Warwickshire every week by phone and video. The mortgage market is national, so your lenders and rates are the same as any local broker's; the difference is the quality of advice.
Yes. Most Coventry clients prefer it now. You share documents securely online, book appointments around work including evenings, and deal with the same adviser throughout.
Yes. We advise across Coventry and Warwickshire, from central flats to family homes in Tile Hill, Cheylesmore and Coundon, and out to Allesley. Local prices, property types and demand feed into your advice.
Yes. With a strong advanced-manufacturing and university-linked jobs market, many local buyers are contractors or have complex income. Lenders treat day rates and bonuses very differently, and knowing which one suits your income is where whole-of-market advice earns its keep.
Your first consultation is free and without obligation. Any fee on your case is explained clearly and in writing before you commit.
Typically four to four-and-a-half times income, with deposit, credit and affordability all playing a part. We'll give you an accurate figure and an agreement in principle, usually within a few working days.
Usually within 24 hours, by phone or video and including evenings, so you're offer-ready when the right Coventry home appears.
Free, no-obligation consultation
Let’s find a time that works for you.
Tell us when suits and one of our advisers will be in touch within one working day, or message us on WhatsApp. Evening appointments available, around your schedule.
Thanks, request received.
An adviser will call you back within one working day.