City-centre apartments & professionals
A strong professional and student population keeps demand high for apartments and rentals around the centre and Headingley. We advise buyers and landlords.
How we work with Leeds buyers
No high-street office, just a trusted mortgage broker in Leeds.
Fancy a chat?
No obligation. We’ll be in touch within one working day.
Thanks, request received.
We’ll be in touch within one working day.
Looking for a mortgage broker in Leeds? City Mortgage Solutions doesn’t have an office in the city centre. What we do have is a whole-of-market advice team who work with Leeds buyers every week, by phone, video and email, around your schedule.
The mortgage market is national, so the lenders and rates open to you are exactly the same as any local broker can access. What matters is the quality of the advice and knowing your market, and that travels down a video call perfectly well.
Lenders compared
90+
Whole of market
Google rating
5.0
From UK-wide clients
Initial consultation
Free
No obligation
Appointments
Flexible
Evenings available
What clients say
Leeds buyers, advised remotely
Rated 5.0 on Google by clients across the UK, including these, who bought in Leeds without us ever needing to be in the room.
Where our Leeds clients buy
Across Leeds and West Yorkshire
Select an area to see the kind of buyers we help there. Wherever you are, you get the same advice by phone or video.
Where we help
City Centre
Riverside and city-core apartments, popular with professionals and investors, with strong rental demand.
Leeds market snapshot
The Leeds market at a glance
A quick read on local prices, helpful in a city known for value.
Average sold price£244kLeeds, 2026
First-time buyer£213kTypical FTB price
Home-mover average£295kTypical mover price
Most sales£150k–£250kCommonest price bands
Source: ONS / HM Land Registry UK House Price Index (2026). Indicative averages. Please confirm current figures before publishing.
The advisers you'll work with
A dedicated team for your Leeds move
You won't be passed around a call centre. You'll be matched to one of our experienced advisers and stay with them from first call to completion.
Ganga advises in and around Loughton and has picked up more than 30 client reviews on our site.
WhatsApp
Thorpe Bay is Glenn’s base for mortgage and protection advice. More than 10 clients have reviewed him on our site.
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Helen is based in Billericay, advising first-time buyers, movers and people remortgaging. Nearly 20 client reviews on our site.
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Leanne advises on mortgages and protection in Upminster, with more than 10 client reviews on our site.
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Stephen is our Hornchurch broker, working with local buyers, movers and homeowners.
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Tracy has over 20 years in financial services, including 13 at Barclays, and advises on mortgages and protection across Chelmsford, mid-Essex and the wider UK.
WhatsAppEvery adviser is CeMAP-qualified and advises across the whole of the market by phone and video.
Simple from the first call
Leeds advice, built around your day
Three steps, plain English, and one adviser from first call to completion, by phone or video.
1
Free first chat
A city-centre flat or a family home in Horsforth, we'll talk through your budget and options, with no obligation and evening slots available.
2
The market, compared
We search 90+ lenders, recommend the right fit clearly, and arrange your agreement in principle so you can move quickly.
3
Managed to completion
We manage the paperwork, chase the lender for updates and liaise with your solicitor right through to completion.
Local knowledge that matters
Buying in Leeds: what we see in your market
From city-centre apartments to Victorian terraces and family suburbs, we factor the local picture into your advice.
Stamp Duty (SDLT)
We'll estimate your Stamp Duty Land Tax, including first-time-buyer relief and the surcharge on second homes, as part of your total costs before you offer.
Terraces & family suburbs
Areas like Chapel Allerton, Roundhay and Horsforth draw families to period and semi-detached homes. We match your property to the right lender.
Good value, quick market
Leeds offers strong value and moves quickly. Being ready with an agreement in principle helps you act when the right home appears.
Why use a broker
A Leeds bank branch shows one shelf. We show the market.
There's nothing wrong with your own bank. It’s one lender’s view. See what changes with our advisers working for you.
With City Mortgage Solutions
Whole of market- Deals compared across 90+ lenders, including broker-only rates
- Advice on which lender suits your income, deposit and credit profile
- Agreement in principle before you offer, so you're ready to move fast
- Application managed end-to-end, alongside your solicitor and agent
- Protection reviewed alongside the mortgage, not as an afterthought
Going direct to one bank
- Only that bank's own products, however the market compares
- You self-select the lender before knowing if their criteria fit you
- Appointment lead times set by branch and call-centre availability
- Progress-chasing across bank, valuer and solicitor sits with you
- A declined application can leave a mark before you try elsewhere
Your home may be repossessed if you do not keep up repayments on your mortgage.
Access to over 90 lenders, including
Authorised and regulated by the Financial Conduct Authority
HalifaxNationwideNatWestSantanderHSBCBarclaysSkiptonAccordCoventryVirgin MoneyAldermoreLeeds BSTSBPreciseKent RelianceKensingtonHalifaxNationwideNatWestSantanderHSBCBarclaysSkiptonAccordCoventryVirgin MoneyAldermoreLeeds BSTSBPreciseKent RelianceKensington
Common questions
Leeds mortgage questions, answered straight
No. We're a UK-wide brokerage rather than a high-street Leeds office, and we work with buyers across the city and West Yorkshire every week by phone and video. The mortgage market is national, so your lenders and rates are the same as a local broker's.
Yes. Most Leeds clients prefer it. Documents are shared securely online, appointments fit around work including evenings, and you keep the same adviser from start to finish.
Yes. We advise across Leeds and West Yorkshire, from city-centre apartments to terraces and family homes in Chapel Allerton, Roundhay and Horsforth, with local prices and demand built into your advice.
Yes. Leeds has a strong rental and apartment market; we arrange buy-to-let and advise on leasehold flats, matching you to lenders comfortable with the lease and construction.
Your first consultation is free and without obligation, and any fee on your case is explained clearly and in writing before you commit.
Typically four to four-and-a-half times income, and budgets often stretch further here, with deposit, credit and affordability all counting. We'll confirm a figure and an agreement in principle, usually within a few working days.
Usually within 24 hours, by phone or video and including evenings, so you can be offer-ready fast.
Free, no-obligation consultation
Let’s find a time that works for you.
Tell us when suits and one of our advisers will be in touch within one working day, or message us on WhatsApp. Evening appointments available, around your schedule.
Thanks, request received.
An adviser will call you back within one working day.