Whole-of-market mortgage and protection advice for buyers and homeowners across Manchester and Greater Manchester, by phone and video, from a UK-wide team who know the local market.
Looking for a mortgage broker in Manchester? We'll be straight with you: City Mortgage Solutions Group doesn't have an office in the town centre. What we do have is a whole-of-market advice team who work with Manchester buyers every week, by phone, video and email, around your schedule.
The mortgage market is national, so the lenders and rates open to you are exactly the same as any local broker can access. What matters is the quality of the advice and knowing your market, and that works just as well over a video call.
You won't be passed around a call centre. You'll be matched to one of our experienced advisers and stay with them from first call to completion.
Sacchin advises movers and landlords, comparing the whole market to find the deal that genuinely fits and keeping things moving to completion.
Chris specialises in buy-to-let and HMO portfolios, comfortable with the more complex landlord cases.
Leanne supports first-time buyers and the self-employed, turning a daunting first application into a series of simple, manageable steps.
Every adviser is CeMAP-qualified and advises across the whole of the market by phone and video.
A quick read on local prices, useful in a fast-changing city-centre market.
Indicative averages based on recent local market data. Please confirm current figures with ONS / HM Land Registry before publishing.
Three simple steps, jargon translated, and one adviser who stays with you from first call to completion.
A first flat in Ancoats or a family move to Chorlton? We'll talk through your budget and options, with no obligation and evening slots available.
We compare more than 90 lenders, recommend the right one in plain English, and arrange your agreement in principle so you can move quickly in a competitive market.
We handle the paperwork, chase the lender for updates, and liaise with your solicitor right through to completion across Greater Manchester.
From regenerated warehouse flats in Ancoats to family homes in Chorlton and Didsbury, in one of the UK's fastest-growing cities, here's the local picture we factor in.
MediaCityUK at Salford Quays hosts the BBC, ITV and a growing tech cluster, alongside a major city-centre finance and professional-services base. A ready agreement in principle helps you compete for the right home.
We'll estimate your Stamp Duty Land Tax, including first-time-buyer relief and the surcharge on second homes, as part of your total costs before you offer.
The University of Manchester and Manchester Metropolitan University keep Fallowfield and Withington busy with student lets. We arrange buy-to-let and HMO mortgages, in personal names or through a limited company.
Manchester property remains substantially cheaper than London and the South East, a recurring draw for relocators and investors comparing regions.
Going direct isn't wrong. It's just one lender's shelf, and here's what changes with our advisers on your side.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Select an area to see the kind of buyers we help there. Wherever you are, distance is never a barrier to genuinely good advice.
Regenerated warehouse and canal-side apartments, popular with young professionals and investors.
Rated 5.0 on Google by clients across the UK, including these, who bought without us ever needing to be in the room.
“Gary Hazeltine helped me with my remortgage and I couldn’t be happier with the service. He was approachable, patient, and always happy to answer questions, no matter how small.”
“We have been using Stephen Wright at City Mortgage Solutions for advice and assistance with our mortgages, life insurance and income protection since 2015, and I cannot recommend him highly enough.”
“I am exceptionally impressed with the service Helen Jones provided. She is, without doubt, one of the most knowledgeable and highly proficient mortgage advisors I have ever worked with.”
No. We're a UK-wide brokerage rather than a high-street Manchester office, and we advise buyers across the city and Greater Manchester every week by phone and video. The mortgage market is national, so your lenders and rates are the same as any local broker's; the difference is the quality of advice.
Yes. Most Manchester clients prefer it now. You share documents securely online, book appointments around work including evenings, and deal with the same adviser throughout.
Yes. We advise across Manchester and Greater Manchester, from city-centre and Salford Quays apartments to family homes in Chorlton, Didsbury and Prestwich, and out to Levenshulme. Local prices, property types and demand feed into your advice.
Yes. With two large universities and a fast-growing media and tech scene around MediaCityUK, Manchester has strong HMO, buy-to-let and contractor demand. We match complex or rental income to the lender most likely to say yes.
Your first consultation is free and without obligation. Any fee on your case is explained clearly and in writing before you commit.
Typically four to four-and-a-half times income, with deposit, credit and affordability all playing a part. We'll give you an accurate figure and an agreement in principle, usually within a few working days.
Usually within 24 hours, by phone or video and including evenings, so you're offer-ready when the right Manchester home appears.
Tell us when suits and one of our advisers will be in touch within one working day, or message us on WhatsApp. Evening appointments available, around your schedule.
An adviser will call you back within one working day.
