City Mortgage Solutions Ltd
City Mortgage Solutions Ltd
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Remortgage

Mortgages for First Time Buyers

Typically, your mortgage will be an agreement with your lender over a specified period of time. This can be made up of a fixed rate (where fees are locked in for a period of time), a variable rate (where fees can change depending on whether interest rates go up or down) or a mixture of the two.
It is often beneficial for homeowners to review their mortgage before the end of their fixed rate term as moving on to a variable rate can result in an increase in payments, that, in many cases may be avoidable.

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Whatever your requirements, City Mortgage Solutions team of experienced mortgage brokers are available to provide expert mortgage advice, find you the best remortgage deal and make your remortgage process as straightforward as possible for you. Get in touch to find out how we can help.

How to remortgage

Whether you are a few months or a few weeks away from the end of your fixed rate term, from experience, we know that it is better to get your review process underway sooner rather than later. That way, you won’t end up on your lenders Standard Variable Rate that will, in all likelihood, be higher than the rate you are currently enjoying.

If you are already on your lenders Standard Variable Rate, then now is a great time to review your options.

It is possible that you may incur early repayment charges with your existing deal, should you decide to remortgage. However, our experienced brokers will research your options and calculate whether a remortgage is the right option for you financially, reviewing offers across a wide range of lenders across the industry.

We’ll also be able to help you replace your existing mortgage with a remortgage for a higher or lower amount, depending on your personal circumstances. A higher amount may help you to fund home improvements, pay off expensive debts or fund the purchase of another property.

Our Independent Mortgage Brokers offer tailored solutions for long-term affordability. Call us today and find out how we can help you

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